@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800;900&family=Playfair+Display:wght@400;700;900&display=swap');

/* ============================================================
   FERQANTIX — Main Stylesheet
   Media Education Layout
   ============================================================ */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:   #1a1a2e;
  --red:    #c0392b;
  --red-dk: #962d22;
  --off:    #f5f5f0;
  --mid:    #6b7280;
  --dark:   #111827;
  --white:  #ffffff;
  --line:   #e5e7eb;
  --card:   #f9f9f6;
  --radius: 4px;
  --shadow: 0 2px 12px rgba(0,0,0,.08);
  --shadow-lg: 0 8px 32px rgba(0,0,0,.13);
  --ff-head: 'Playfair Display', Georgia, serif;
  --ff-body: 'Inter', system-ui, sans-serif;
  --max: 1280px;
}

html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--ff-body);
  color: var(--dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { display: block; max-width: 100%; height: auto; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }

.container { width: 100%; max-width: var(--max); margin: 0 auto; padding: 0 24px; }
.section { padding: 80px 0; }
.section--sm { padding: 48px 0; }
.section--lg { padding: 112px 0; }
.section--dark { background: var(--navy); color: var(--white); }
.section--off { background: var(--off); }
.section--card { background: var(--card); }

/* ---- TYPOGRAPHY ---- */
h1,h2,h3,h4,h5,h6 { font-family: var(--ff-head); line-height: 1.2; color: var(--dark); }
h1 { font-size: clamp(2.2rem, 5vw, 3.8rem); font-weight: 900; }
h2 { font-size: clamp(1.7rem, 3.5vw, 2.6rem); font-weight: 700; }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); font-weight: 700; }
h4 { font-size: 1.15rem; font-weight: 600; }
p  { font-size: 1rem; line-height: 1.75; color: var(--mid); }
.lead { font-size: 1.18rem; line-height: 1.7; color: var(--mid); }
.text-white h1,.text-white h2,.text-white h3,.text-white h4,
.text-white p, .text-white .lead { color: var(--white); }
.text-white p, .text-white .lead { color: rgba(255,255,255,.82); }

.overline {
  display: block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 10px;
}
.section-tag {
  display: inline-block;
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .13em;
  text-transform: uppercase;
  color: var(--red);
  border-left: 3px solid var(--red);
  padding-left: 10px;
  margin-bottom: 18px;
}

/* ---- BUTTONS ---- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 28px;
  font-family: var(--ff-body);
  font-size: .9rem;
  font-weight: 600;
  letter-spacing: .03em;
  border-radius: var(--radius);
  transition: all .22s ease;
  cursor: pointer;
}
.btn-primary { background: var(--red); color: var(--white); }
.btn-primary:hover { background: var(--red-dk); transform: translateY(-1px); box-shadow: 0 4px 16px rgba(192,57,43,.35); }
.btn-outline { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn-outline:hover { background: var(--navy); color: var(--white); }
.btn-outline-white { background: transparent; color: var(--white); border: 2px solid rgba(255,255,255,.6); }
.btn-outline-white:hover { background: rgba(255,255,255,.12); border-color: var(--white); }
.btn-ghost { color: var(--red); font-weight: 600; }
.btn-ghost::after { content: ' →'; }
.btn-ghost:hover { color: var(--red-dk); }
.btn-sm { padding: 9px 20px; font-size: .82rem; }
.btn-lg { padding: 17px 38px; font-size: 1rem; }

/* ---- NAV ---- */
.site-nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--white);
  border-bottom: 1px solid var(--line);
  box-shadow: 0 1px 8px rgba(0,0,0,.06);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.nav-logo {
  font-family: var(--ff-head);
  font-size: 1.55rem;
  font-weight: 900;
  color: var(--navy);
  letter-spacing: -.02em;
}
.nav-logo span { color: var(--red); }
.nav-links {
  display: flex;
  align-items: center;
  gap: 32px;
}
.nav-links a {
  font-size: .87rem;
  font-weight: 500;
  color: var(--dark);
  transition: color .18s;
  position: relative;
}
.nav-links a::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--red);
  transition: width .22s;
}
.nav-links a:hover::after, .nav-links a.active::after { width: 100%; }
.nav-links a:hover, .nav-links a.active { color: var(--red); }
.nav-cta { margin-left: 8px; }
.nav-burger { display: none; flex-direction: column; gap: 5px; width: 26px; }
.nav-burger span { display: block; height: 2px; background: var(--dark); border-radius: 2px; transition: all .22s; }
.nav-mobile { display: none; border-top: 1px solid var(--line); background: var(--white); }
.nav-mobile.open { display: block; }
.nav-mobile a { display: block; padding: 13px 24px; font-size: .9rem; font-weight: 500; border-bottom: 1px solid var(--line); transition: color .18s; }
.nav-mobile a:hover { color: var(--red); background: var(--off); }

/* ---- HERO ---- */
.hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  overflow: hidden;
  background: var(--navy);
}
.hero-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: .28;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(26,26,46,.92) 45%, rgba(26,26,46,.55) 100%);
}
.hero-content {
  position: relative;
  z-index: 2;
  max-width: 720px;
}
.hero-content h1 { color: var(--white); margin-bottom: 22px; }
.hero-content .lead { color: rgba(255,255,255,.82); margin-bottom: 36px; max-width: 580px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }
.hero-scroll {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
  color: rgba(255,255,255,.5);
  font-size: .78rem;
  letter-spacing: .1em;
  text-transform: uppercase;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.hero-scroll::after {
  content: '';
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,.3);
  animation: scrollLine 1.8s ease-in-out infinite;
}
@keyframes scrollLine { 0%,100%{opacity:.3;transform:scaleY(.5)} 50%{opacity:1;transform:scaleY(1)} }

/* ---- TICKER ---- */
.ticker-bar {
  background: var(--red);
  color: var(--white);
  padding: 10px 0;
  overflow: hidden;
}
.ticker-inner { display: flex; align-items: center; gap: 0; white-space: nowrap; }
.ticker-label {
  font-size: .72rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  background: var(--navy);
  padding: 4px 16px;
  margin-right: 24px;
  flex-shrink: 0;
}
.ticker-track {
  display: flex;
  gap: 48px;
  animation: tickerMove 28s linear infinite;
}
.ticker-track span { font-size: .84rem; font-weight: 500; }
.ticker-track span::before { content: '◆ '; opacity: .6; }
@keyframes tickerMove { from{transform:translateX(0)} to{transform:translateX(-50%)} }

/* ---- CARDS ---- */
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  transition: box-shadow .22s, transform .22s;
}
.card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.card-img { width: 100%; aspect-ratio: 16/10; object-fit: cover; }
.card-body { padding: 24px; }
.card-tag {
  font-size: .7rem;
  font-weight: 700;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: 10px;
}
.card-title { font-family: var(--ff-head); font-size: 1.15rem; font-weight: 700; margin-bottom: 10px; color: var(--dark); line-height: 1.35; }
.card-text { font-size: .88rem; color: var(--mid); line-height: 1.65; }
.card-meta { display: flex; align-items: center; gap: 14px; margin-top: 18px; font-size: .78rem; color: var(--mid); border-top: 1px solid var(--line); padding-top: 14px; }

/* ---- COURSE CARD ---- */
.course-card { background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; transition: box-shadow .22s, transform .22s; }
.course-card:hover { box-shadow: var(--shadow-lg); transform: translateY(-3px); }
.course-card-img { width: 100%; aspect-ratio: 16/9; object-fit: cover; }
.course-card-body { padding: 22px; }
.course-level { font-size: .7rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--red); margin-bottom: 8px; }
.course-title { font-family: var(--ff-head); font-size: 1.12rem; font-weight: 700; margin-bottom: 10px; color: var(--dark); line-height: 1.3; }
.course-desc { font-size: .86rem; color: var(--mid); margin-bottom: 16px; line-height: 1.6; }
.course-meta { display: flex; gap: 16px; font-size: .78rem; color: var(--mid); margin-bottom: 16px; }
.course-meta span { display: flex; align-items: center; gap: 4px; }
.course-price { font-size: 1.3rem; font-weight: 800; color: var(--navy); }
.course-price-old { font-size: .88rem; color: var(--mid); text-decoration: line-through; margin-left: 8px; }

/* ---- GRIDS ---- */
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 32px; }
.grid-2-1 { display: grid; grid-template-columns: 2fr 1fr; gap: 40px; }
.grid-1-2 { display: grid; grid-template-columns: 1fr 2fr; gap: 40px; }

/* ---- STATS ---- */
.stat-block { text-align: center; }
.stat-num { font-family: var(--ff-head); font-size: 3rem; font-weight: 900; color: var(--red); line-height: 1; margin-bottom: 8px; }
.stat-label { font-size: .85rem; font-weight: 500; color: var(--mid); text-transform: uppercase; letter-spacing: .08em; }

/* ---- TESTIMONIAL ---- */
.testimonial {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px;
  position: relative;
}
.testimonial::before {
  content: '"';
  font-family: var(--ff-head);
  font-size: 5rem;
  line-height: .8;
  color: var(--red);
  opacity: .15;
  position: absolute;
  top: 12px;
  left: 20px;
}
.testimonial-text { font-size: .95rem; line-height: 1.75; color: var(--dark); margin-bottom: 20px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar { width: 44px; height: 44px; border-radius: 50%; object-fit: cover; background: var(--line); }
.testimonial-name { font-weight: 700; font-size: .88rem; color: var(--dark); }
.testimonial-role { font-size: .78rem; color: var(--mid); }
.stars { color: #f59e0b; font-size: .85rem; margin-bottom: 12px; }

/* ---- FORM ---- */
.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: .85rem; font-weight: 600; margin-bottom: 7px; color: var(--dark); }
.form-control {
  width: 100%;
  padding: 12px 16px;
  font-family: var(--ff-body);
  font-size: .9rem;
  color: var(--dark);
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: border-color .18s, box-shadow .18s;
  outline: none;
}
.form-control:focus { border-color: var(--navy); box-shadow: 0 0 0 3px rgba(26,26,46,.08); }
textarea.form-control { resize: vertical; min-height: 130px; }
select.form-control { appearance: none; }
.form-check { display: flex; align-items: flex-start; gap: 10px; }
.form-check input { margin-top: 3px; accent-color: var(--red); }
.form-check label { font-size: .86rem; color: var(--mid); }
.form-success {
  display: none;
  background: #d1fae5;
  border: 1px solid #6ee7b7;
  color: #065f46;
  padding: 16px 20px;
  border-radius: var(--radius);
  font-size: .9rem;
  font-weight: 500;
  margin-top: 16px;
}
.form-success.show { display: block; }

/* ---- BREADCRUMB ---- */
.breadcrumb { padding: 16px 0; border-bottom: 1px solid var(--line); }
.breadcrumb-list { display: flex; align-items: center; gap: 8px; font-size: .82rem; color: var(--mid); flex-wrap: wrap; }
.breadcrumb-list a { color: var(--red); }
.breadcrumb-list a:hover { text-decoration: underline; }
.breadcrumb-list span { color: var(--mid); }

/* ---- SIDEBAR ---- */
.sidebar-widget { margin-bottom: 32px; }
.sidebar-widget h4 { font-size: 1rem; font-weight: 700; margin-bottom: 16px; padding-bottom: 10px; border-bottom: 2px solid var(--red); }
.sidebar-list a { display: block; padding: 9px 0; font-size: .88rem; color: var(--mid); border-bottom: 1px solid var(--line); transition: color .18s; }
.sidebar-list a:hover { color: var(--red); padding-left: 6px; }
.tag-cloud { display: flex; flex-wrap: wrap; gap: 8px; }
.tag { display: inline-block; padding: 5px 12px; background: var(--off); border: 1px solid var(--line); border-radius: 20px; font-size: .78rem; color: var(--mid); transition: all .18s; }
.tag:hover { background: var(--red); color: var(--white); border-color: var(--red); }

/* ---- DIVIDER ---- */
.divider { border: none; border-top: 1px solid var(--line); margin: 40px 0; }
.divider-red { border-top-color: var(--red); width: 60px; margin: 0 0 28px 0; }

/* ---- BADGE ---- */
.badge { display: inline-block; padding: 4px 10px; border-radius: 20px; font-size: .72rem; font-weight: 700; letter-spacing: .04em; }
.badge-red { background: rgba(192,57,43,.1); color: var(--red); }
.badge-navy { background: rgba(26,26,46,.1); color: var(--navy); }
.badge-green { background: #d1fae5; color: #065f46; }

/* ---- TABS ---- */
.tabs-nav { display: flex; border-bottom: 2px solid var(--line); gap: 0; margin-bottom: 32px; overflow-x: auto; }
.tab-btn { padding: 12px 24px; font-size: .88rem; font-weight: 600; color: var(--mid); border-bottom: 2px solid transparent; margin-bottom: -2px; transition: all .18s; white-space: nowrap; }
.tab-btn.active, .tab-btn:hover { color: var(--red); border-bottom-color: var(--red); }
.tab-pane { display: none; }
.tab-pane.active { display: block; }

/* ---- ACCORDION ---- */
.accordion-item { border-bottom: 1px solid var(--line); }
.accordion-btn { width: 100%; text-align: left; padding: 18px 0; font-size: .95rem; font-weight: 600; color: var(--dark); display: flex; justify-content: space-between; align-items: center; }
.accordion-btn::after { content: '+'; font-size: 1.3rem; color: var(--red); flex-shrink: 0; }
.accordion-btn.open::after { content: '−'; }
.accordion-body { padding: 0 0 18px; font-size: .9rem; color: var(--mid); line-height: 1.7; display: none; }
.accordion-body.open { display: block; }

/* ---- PROGRESS ---- */
.progress { height: 6px; background: var(--line); border-radius: 3px; overflow: hidden; }
.progress-bar { height: 100%; background: var(--red); border-radius: 3px; transition: width .6s ease; }

/* ---- PAGINATION ---- */
.pagination { display: flex; gap: 6px; align-items: center; justify-content: center; margin-top: 48px; }
.page-btn { width: 40px; height: 40px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid var(--line); border-radius: var(--radius); font-size: .88rem; font-weight: 500; color: var(--mid); transition: all .18s; }
.page-btn.active, .page-btn:hover { background: var(--red); color: var(--white); border-color: var(--red); }

/* ---- ALERT ---- */
.alert { padding: 14px 18px; border-radius: var(--radius); font-size: .88rem; margin-bottom: 16px; }
.alert-info { background: #eff6ff; border: 1px solid #bfdbfe; color: #1e40af; }

/* ---- SECTION HEADER ---- */
.section-hd { margin-bottom: 48px; }
.section-hd.center { text-align: center; }
.section-hd h2 { margin-bottom: 14px; }
.section-hd p { max-width: 600px; }
.section-hd.center p { margin: 0 auto; }

/* ---- NUMBER LIST ---- */
.num-list { counter-reset: num; }
.num-list li { display: flex; gap: 18px; margin-bottom: 28px; counter-increment: num; }
.num-list li::before { content: counter(num,'decimal-leading-zero'); font-family: var(--ff-head); font-size: 1.8rem; font-weight: 900; color: var(--red); opacity: .2; flex-shrink: 0; width: 40px; line-height: 1; }
.num-list h4 { margin-bottom: 6px; }
.num-list p { font-size: .88rem; }

/* ---- PROCESS STEPS ---- */
.steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; position: relative; }
.steps::before { content:''; position:absolute; top:28px; left:10%; right:10%; height:2px; background: var(--line); z-index:0; }
.step { text-align: center; position: relative; z-index: 1; }
.step-num { width: 56px; height: 56px; background: var(--red); color: var(--white); font-family: var(--ff-head); font-size: 1.2rem; font-weight: 900; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin: 0 auto 16px; }
.step h4 { font-size: .95rem; margin-bottom: 8px; }
.step p { font-size: .82rem; }

/* ---- TABLE ---- */
.tbl { width: 100%; border-collapse: collapse; font-size: .9rem; }
.tbl th { background: var(--navy); color: var(--white); padding: 13px 16px; text-align: left; font-weight: 600; }
.tbl td { padding: 12px 16px; border-bottom: 1px solid var(--line); color: var(--mid); }
.tbl tr:nth-child(even) td { background: var(--off); }

/* ---- FOOTER ---- */
.site-footer { background: var(--navy); color: var(--white); padding: 64px 0 0; }
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1.2fr; gap: 48px; padding-bottom: 48px; }
.footer-brand p { font-size: .88rem; color: rgba(255,255,255,.6); margin-top: 12px; line-height: 1.7; max-width: 280px; }
.footer-brand .nav-logo { font-size: 1.4rem; }
.footer-col h5 { font-size: .85rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: rgba(255,255,255,.5); margin-bottom: 16px; }
.footer-col ul li { margin-bottom: 10px; }
.footer-col ul a { font-size: .88rem; color: rgba(255,255,255,.7); transition: color .18s; }
.footer-col ul a:hover { color: var(--white); }
.footer-contact p { font-size: .88rem; color: rgba(255,255,255,.65); margin-bottom: 8px; line-height: 1.5; }
.footer-contact a { color: rgba(255,255,255,.8); }
.footer-contact a:hover { color: var(--white); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.1);
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
  font-size: .8rem;
  color: rgba(255,255,255,.4);
}
.footer-bottom a { color: rgba(255,255,255,.55); transition: color .18s; }
.footer-bottom a:hover { color: var(--white); }
.footer-policy { display: flex; gap: 20px; flex-wrap: wrap; }
.social-links { display: flex; gap: 12px; margin-top: 16px; }
.social-link { width: 36px; height: 36px; border: 1px solid rgba(255,255,255,.2); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .8rem; color: rgba(255,255,255,.6); transition: all .18s; }
.social-link:hover { background: var(--red); border-color: var(--red); color: var(--white); }

/* ---- COOKIE BANNER ---- */
#cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 999;
  background: var(--navy);
  color: var(--white);
  padding: 18px 24px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
  border-top: 3px solid var(--red);
  box-shadow: 0 -4px 24px rgba(0,0,0,.2);
}
#cookie-banner p { font-size: .86rem; color: rgba(255,255,255,.8); max-width: 700px; }
#cookie-banner a { color: var(--red); }
.cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }

/* ---- PAGE HERO (inner pages) ---- */
.page-hero {
  background: var(--navy);
  padding: 72px 0 64px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  right: -80px;
  top: -80px;
  width: 400px;
  height: 400px;
  border: 60px solid rgba(255,255,255,.03);
  border-radius: 50%;
}
.page-hero h1 { color: var(--white); }
.page-hero .lead { color: rgba(255,255,255,.75); margin-top: 14px; max-width: 640px; }

/* ---- HIGHLIGHT BOX ---- */
.highlight-box {
  border-left: 4px solid var(--red);
  padding: 20px 24px;
  background: var(--off);
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 28px 0;
}
.highlight-box p { color: var(--dark); font-size: .95rem; }

/* ---- INSTRUCTOR CARD ---- */
.instructor-card { text-align: center; }
.instructor-card img { width: 120px; height: 120px; border-radius: 50%; object-fit: cover; margin: 0 auto 14px; border: 3px solid var(--line); }
.instructor-card h4 { font-size: 1rem; margin-bottom: 4px; }
.instructor-card .role { font-size: .82rem; color: var(--red); font-weight: 600; }
.instructor-card p { font-size: .84rem; margin-top: 8px; }

/* ---- UTILITIES ---- */
.mt-8 { margin-top: 8px; }
.mt-12 { margin-top: 12px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-8 { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.mb-48 { margin-bottom: 48px; }
.text-center { text-align: center; }
.text-red { color: var(--red); }
.text-navy { color: var(--navy); }
.text-mid { color: var(--mid); }
.font-bold { font-weight: 700; }
.font-head { font-family: var(--ff-head); }
.flex { display: flex; }
.items-center { align-items: center; }
.justify-between { justify-content: space-between; }
.gap-16 { gap: 16px; }
.gap-24 { gap: 24px; }
.w-full { width: 100%; }
.relative { position: relative; }
.hidden { display: none; }

/* ---- POLICY PAGES ---- */
.policy-content { max-width: 860px; margin: 0 auto; }
.policy-content h2 { font-size: 1.5rem; margin: 40px 0 14px; padding-top: 12px; border-top: 1px solid var(--line); }
.policy-content h3 { font-size: 1.1rem; margin: 28px 0 10px; }
.policy-content p { margin-bottom: 16px; font-size: .95rem; }
.policy-content ul, .policy-content ol { padding-left: 24px; margin-bottom: 16px; }
.policy-content li { font-size: .95rem; color: var(--mid); margin-bottom: 8px; line-height: 1.65; }
.policy-content ul li { list-style: disc; }
.policy-content ol li { list-style: decimal; }
.policy-effective { background: var(--off); border: 1px solid var(--line); padding: 16px 20px; border-radius: var(--radius); margin-bottom: 32px; font-size: .88rem; color: var(--mid); }
.policy-effective strong { color: var(--dark); }

/* ---- RESPONSIVE ---- */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .steps { grid-template-columns: repeat(2,1fr); }
  .steps::before { display: none; }
  .grid-2-1 { grid-template-columns: 1fr; }
  .grid-1-2 { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .grid-3 { grid-template-columns: 1fr; }
  .grid-2 { grid-template-columns: 1fr; }
  .nav-links { display: none; }
  .nav-burger { display: flex; }
  .section { padding: 56px 0; }
  .section--lg { padding: 72px 0; }
  .steps { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
}
@media (max-width: 480px) {
  .grid-4 { grid-template-columns: 1fr; }
  .hero { min-height: 70vh; }
  .hero-actions { flex-direction: column; }
  .btn-lg { width: 100%; justify-content: center; }
}